$50 annual fee applies, waived for Desert Financial Rewards+ members. Home Equity Line of Credit (“HELOC”) has a 10-year draw period minimum monthly payment will be principal and interest amortized over a 30-year repayment term at a variable rate.Ĭlosing costs are waived unless the loan is paid off within the first three years, an estimated range of fees is $200 to $750. Actual rates and APRs dependent on credit history, type of product, loan term and loan-to-value (LTV), occupancy and type of collateral. New Horizons Credit Union Locations near me - Find the nearest branch with maps. Subsequent APR may vary based on the index rate, plus a margin APR will never exceed 18%. New Horizons Credit Union serves members through 7 branches across Alabama, offering diverse financial services. +Promotional APR applies only to new HELOCs with a minimum loan amount of $10,000 and a maximum loan-to-value (LTV) of 80% promotional APR does not apply to a refinance of an existing Desert Financial Credit Union HELOC. Mortgage loans are offered by Define Mortgage Solutions, LLC, NMLS ID #1761612, a subsidiary of Desert Financial Credit Union. For full program details, see the Real Estate Broker Program Notice. Amount of credit will vary and is based on 25% of the buyer’s agent’s commission up to a maximum of $5,000. To participate in this program, the member does not have to finance the mortgage loan with Define Mortgage Solutions LLC. Participating Brokers are non-affiliated third parties of Define Mortgage Solutions LLC and Define Mortgage Solutions LLC makes no warranties or representations about the service provided by the Participating Brokers. Desert Financial Credit Union and its subsidiary Define Mortgage Solutions LLC do not receive any benefit, monetary or otherwise, from the Participating Broker under this program. You’ll find Horizon locations from Great Falls, Montana through Ephrata, Washington all the way to Boise, Idaho Check out the list here for location details. 1Participation in the Real Estate Broker Program is voluntary.
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